Insuring your diamond is not quite like insuring other items that you own, but as when shopping for auto or home owners insurance, shop around and compare.

Diamond insurance may also vary depending on where you live.

Three types of diamond insurance:

1. Actual cash value policy for diamonds

This type of policy will replace your diamond at the current market value, despite what you may have paid for your diamond at the time of purchase. Needless to say, this type of policy for insuring diamonds is rare.

2. Agreed value policy for diamonds

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Diamonds like all gemstones are normally found as rough crystals or rolled pebbles. They must be cut and polished by professionals before being sold as jewellery or ornaments. These professionals are called lapidaries, and it is their job to make the diamond as attractive as possible without losing too much of the original weight of the stone.

The lapidary must know the exact properties of each stone being dressed before he or she commences cutting an polishing. These include hardness and dispersion, as well as any weaknesses such as cleavage spots. They must also look carefully for any flaws or inclusions in the diamond. It is vital that the end product has the stone orientated in such a way that it shows the best color of the stone and hides as many flaws as possible.

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Insuring your diamond is not quite like insuring other items that you own, but as when shopping for auto or home owners insurance, shop around and compare.

Diamond insurance may also vary depending on where you live.

Three types of diamond insurance:

1. Actual cash value policy for diamonds

This type of policy will replace your diamond at the current market value, despite what you may have paid for your diamond at the time of purchase. Needless to say, this type of policy for insuring diamonds is rare.

2. Agreed value policy for diamonds

Share This

Insuring your diamond is not quite like insuring other items that you own, but as when shopping for auto or home owners insurance, shop around and compare.

Diamond insurance may also vary depending on where you live.

Three types of diamond insurance:

1. Actual cash value policy for diamonds

This type of policy will replace your diamond at the current market value, despite what you may have paid for your diamond at the time of purchase. Needless to say, this type of policy for insuring diamonds is rare.

2. Agreed value policy for diamonds

Share This

Diamonds like all gemstones are normally found as rough crystals or rolled pebbles. They must be cut and polished by professionals before being sold as jewellery or ornaments. These professionals are called lapidaries, and it is their job to make the diamond as attractive as possible without losing too much of the original weight of the stone.

The lapidary must know the exact properties of each stone being dressed before he or she commences cutting an polishing. These include hardness and dispersion, as well as any weaknesses such as cleavage spots. They must also look carefully for any flaws or inclusions in the diamond. It is vital that the end product has the stone orientated in such a way that it shows the best color of the stone and hides as many flaws as possible.

Share This

Diamonds like all gemstones are normally found as rough crystals or rolled pebbles. They must be cut and polished by professionals before being sold as jewellery or ornaments. These professionals are called lapidaries, and it is their job to make the diamond as attractive as possible without losing too much of the original weight of the stone.

The lapidary must know the exact properties of each stone being dressed before he or she commences cutting an polishing. These include hardness and dispersion, as well as any weaknesses such as cleavage spots. They must also look carefully for any flaws or inclusions in the diamond. It is vital that the end product has the stone orientated in such a way that it shows the best color of the stone and hides as many flaws as possible.

Share This